Responsibility:
1. Review and assess credit applications submitted by domestic and overseas branches, mainly for credit exposures related to Chinese-funded enterprises both onshore and offshore.
2. Conduct credit risk analysis including financial performance, business operations and industry risk of corporate and FI clients.
3. Perform ongoing credit monitoring and portfolio management, ensuring proper risk classification and early risk identification.
4. Review compliance with credit approval conditions and support post-approval management, including review and renewal.
5. Coordinate with lending branches and internal stakeholders to ensure smooth execution of credit-related processes.
6. Other miscellaneous of the Credit Dept.
